Our Staff
Terry Bowdler, CVLE
Chief Executive Officer
For over 30 years, Terry Bowdler has developed an extensive knowledge of the leasing industry and leasing finance from a variety of professional and practical sources.
After being top sales representative for General Car Leasing, he moved to Autoland Corp. where he advanced to the position of vice president in two years. He stayed at Autoland until 1984 and then became the owner of Auto Lease Specialists. In 1986 he co-founded New Cars, Inc., an auto buying and leasing service where he realized the impact leasing would soon have on the market place and the need for credit unions to offer a competitive, consumer friendly lease program to their members. As a result of that vision, Bowdler founded Credit Union Leasing of America in 1988.
In 1987, he was the legal and legislative committee head for the National Vehicle Leasing Association and also was the San Diego Chapter chairman for the association in 1985 and 1986. He also became a Certified Vehicle Leasing Executive in 1986.
Bowdler strongly believes in the need for credit unions to establish a relationship involving indirect leasing with auto dealers in their market area. It is this belief that has helped Credit Union Leasing of America grow into the largest credit union indirect leasing company in America. This growth, coupled with the success of our client credit unions, is proof-positive credit unions can offer formidable competition in the leasing market.
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Greg Gandolfo
Vice President, Business Development
Greg Gandolfo is vice president of business development at CULA. He assumed the role in early 2006, after advancing from his position of Director of Business Development and Account Executive.
Before coming to CULA, Gandolfo worked for Center City Leasing in lease sales from 1988 to 1991. He then worked with several San Diego auto dealerships as a lease specialist until 1994. At that time, he started with Price Club/ Costco as their Regional Auto Program Manager where he was responsible for advertising relationships with over 800 auto dealerships.
In 1997, he joined CULA as an account executive, building relationships with active credit unions and dealership clients. After proving to be a valuable asset with extensive knowledge in automobile sales and finance, he was promoted to Director of Business Development, representing CULA nationwide to current and potential credit union clients.
Currently he is a member of the National Vehicle Leasing Association and little league team manager in Rancho San Diego. He was awarded the La Mesa Sunrise Rotarian of the Year Award in 2002 and the Kathy Dring Memorial Award for “Can Do Attitude” in 1989, and has received several CULA certificates of appreciation.
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Sandy Albro
Vice President, Operations and Technology
Sandy Albro is the Vice President of Operations and Technology, managing all aspects of credit union servicing from origination to lease end, as well as overseeing all of our technology needs. She strategically guides the implementation, management and security of all technology systems and drives the alignment of technology with corporate business goals.
Mrs. Albro has been with CULA for five years, beginning as our Director of IT and then being promoted to Customer Service Director in 2005. In July of 2007, she was again promoted to Vice President. Sandy has spent 17 years of her career in project management. Prior to coming to CULA she spent 5 years with WinResources Computing, Inc. where she was primarily a project manager. While at WinResources she was the Quality Assurance Implementation Lead responsible for creating implementation plans, managing the implementation and roll out of applications, documentation for installations and custom applications, planning and managing quality assurance related project efforts and customer support.
Prior to working at WinResources, Mrs. Albro spent fifteen years as a business manager with The Chart House Restaurants, a national restaurant chain, linking business to
technology. She was in operations for eight years as a user and trainer and has seven
years of corporate experience in Information Technology.
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